Keep your revenue
The eligible-lender program is structured around 100% purchase-advice revenue, with no company revenue split.
Join Jim’s nationwide MLO teamKeep 100% of the revenue.
Keep 100% of the revenue.
From your very first loan.
Keep 100% of the purchase-advice revenue generated by your qualifying transaction with a NEXA Unlimited lender. No recruiting required. No volume minimums.
- Choose your compensation: explore three compensation buckets.
- Grow nationwide: join Jim’s nationwide MLO team and explore origination across eligible states, subject to licensing and team arrangements.
- Make your phone ring with fresh leads: tap into Jim’s proven mid-six-figure mailer marketing platform.
Eligible lenders and qualifying transactions only. Compensation buckets are subject to the approved compensation plan; discuss their terms with Jim. Marketing results are not guaranteed.
NEXA Lending 100 UnlimitedSee what the transaction produced.
100% means 100%.
- 100% of the Revenue
- No Splits
- No Padded Rates
- No Per-File Fees
- No Hidden Fees
- NO Recruiting Required
See what the transaction produced.
Verify what you were paid.
The Purchase Advice details the revenue generated by the transaction. You can see the numbers and compare them with what you were paid.
No wondering how much revenue was generated behind the scenes. No wondering whether additional margin was kept by the company. No recruiting requirement to unlock your loan revenue.
Applies to qualifying transactions with participating program lenders under current program terms. Review your compensation agreement and applicable business expenses.
A simpler equationWith NEXA Unlimited,
With NEXA Unlimited,
NEXA has simplified the equation.
| Feature | Prior NEXA100 Model | New NEXA Unlimited Model |
|---|---|---|
| Revenue Access | Up to 100% | 100% of Revenue |
| Downline / Recruiting Requirement | Required downline production to unlock long-term tiers | No Recruiting Required |
| Volume Thresholds | Tiered production rules apply | No Volume Minimums |
| Transaction Fees | Standard per-file or platform fees | No Transaction-Level Fees |
Program comparison supplied by Jim Elkins. Applies to eligible program lenders and qualifying transactions under current written terms.
Participating wholesale lenders
Your NEXA 100 Unlimited lender lineup.
- UWM
- PennyMac
- Longbridge Financial
- evoLend
- Finance of America Reverse
- Deephaven Mortgage
- eLEND
- EPM (Equity Prime Mortgage)
- The Loan Store (TLS)
Program lender lineup supplied by Jim Elkins. Participation, products and program eligibility may change; confirm current availability for your transaction.
NEXA 100 / NEXA Unlimited lenders100% of purchase-advice revenue.
100% of purchase-advice revenue.
No recruiting required.
On eligible program lenders, the MLO receives 100% of the revenue shown on the transaction’s Purchase Advice under the applicable program terms. Recruiting is optional; you can focus on your own loan production.
See the numbers
Review the Purchase Advice detailing the revenue generated by the transaction and compare it with your compensation statement.
Understand the fees
Jim’s program overview describes no padded rates, per-file fees or hidden fees on eligible program lenders. Review the written terms and any other applicable business expenses before joining.
These benefits apply to qualifying transactions with eligible program lenders. Review current lender eligibility, compensation terms, expenses and any adjustments with Jim. This is not a promise that every NEXA lender or transaction has identical terms.
More than a compensation plan
My Proven Mid-Six-Figure Marketing Platform
Connect with Jim’s marketing platform and explore strategies to grow your production, your relationships and your own mortgage brand.
Direct-mail marketing
Learn from Jim’s proven direct-mail marketing strategies and discuss how targeting, messaging and follow-up can fit your business.
Co-branded content
Explore co-branded marketing and video content with real estate professionals and marketing partners to build awareness and stay connected with your audience.
Your mortgage brand
Get support as you build your own mortgage brand, develop your database and create a marketing approach that reflects your business.
“Mid-six-figure” describes Jim’s marketing platform; it is not a projection or guarantee of your earnings. Participation, services and costs depend on your arrangement with Jim.
YouTube & video lead generationEducate your audience.
Educate your audience.
Build trust before the first call.
Jim and Janie are creating mortgage education videos for The Mortgage Desk. Clear answers to purchase, refinance and investor questions give viewers a reason to engage and take the next step.
Answer real questions
Use useful mortgage explanations to connect with buyers, homeowners and investors who want to understand their options.
Keep the conversation going
Explore how YouTube videos, short clips and follow-up content can support your social media, email and partner marketing.
Create a path to contact
Pair educational content with a clear next step: ask a question, request information or schedule a conversation.
Discuss available collaboration and lead-generation arrangements with Jim. Views, leads and closings are not guaranteed.
BDM & Realtor marketing opportunities
Build relationships beyond your local market.
Explore the opportunity to recruit and work with BDMs and RELOs across eligible states. Develop a wider network of marketing relationships and licensed real estate professionals, supported by a clear role for each participant.
BDM relationships
Eligible part-time W-2 marketers promote their assigned NEXA Loan Officer and document their marketing activity. They do not originate loans or perform licensed MLO activities.
Explore the BDM opportunityRELO partnerships
Connect with real estate professionals interested in adding an MLO license and working within a supported mortgage workflow.
Explore the RELO opportunityMulti-state growth
Discuss licensing, partner support and a strategy for developing your business across eligible markets nationwide.
BDM is unavailable to Arizona residents. RELO is unavailable in Utah and Louisiana. Participation and activities depend on licensing, state requirements and NEXA policies.
Build your business your way
Production, partnerships and room to grow.
NEXA Share & team building
Explore optional recruiting and team-building opportunities under current NEXA Share terms. Recruiting is not required to unlock eligible-lender program revenue.
A massive wholesale lender network
Explore access to a broad wholesale lender network and discuss the products, pricing and lender options relevant to your borrowers.
Nationwide growth strategies
Work through a plan for your production, marketing relationships and mortgage brand across the states where you are authorized to operate.
Before you make a move
Let’s compare your current setup.
- Your compensation plan and eligible NEXA program terms.
- Your current rates and NEXA wholesale pricing on comparable scenarios.
- Your company fees and the applicable NEXA fee structure.
- Your marketing approach and Jim’s marketing platform.
- Your growth opportunities, lender access and support.
- A Purchase Advice example showing transaction revenue.
Meet Jim Elkins
29 years in the mortgage business.
Senior Loan Officer / National Recruiter · NMLS #128374
#1 Tennessee Loan Officer — 2020 & 2021
Ranked #73 Loan Officer nationwide — 2021
Talk with Jim about growing your production, database, marketing and brand. If you want to explore recruiting and team building, that can be a separate conversation.
Your next step
Let’s talk about your goals.
Have questions about the right path? Talk with Jim about your experience, interests and what you want to do next.
Call or text anytime.
Join NEXA videos
Explore the opportunities with us.
Visit the Join NEXA YouTube channel for videos about the recruiting paths and conversations to help you get started.
Watch Join NEXA on YouTube